Take control of your cash flow
SubcontractorHub introduces Lendica's fast and affordable financing.
Access finance right from your dashboard
Access finance right from your dashboard
Lendica's precision underwriting offers instant access to better rates and higher credit limits.
Why do we partner with Lendica?
Fast and affordable finance, on-demand
Instant Decision
Apply in minutes and get an instant decision.
Fair Pricing
Get one of the lowest rates and fees.
No Credit Impact
No impact on your credit, even if you're rejected.
More Buying Power
Boost your credit limit as your sales grow.
How does it work?
Apply in minutes and get an instant decision.
Connect Data
Instant Decision
Accept Offer
Maximize the cash you need to run your business
A hybrid of financial products tailored to your needs
PayLater
Capital for bills (A/P finance)
Boost your buying power andoptimize your cash flow by delaying payments to your vendors.
FundNow
Capital for receivables (A/R finance)
Win larger deals and smooth out cash flow by speeding up collection from customers.
DrawDown
Capital for growth (Working capital)
Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.
See how companies like yours benefit from Lendica
How the SolarQuote team uses PayLater and DrawDown to scale their solar installer business.
SolarQuote
“Paylater helps me smooth out my repayment profile. We take large obligations and pay them over 4-26 weeks so they're easier to manage.”
Read the StoryFrequently Asked Questions
We hope so! We help businesses of all sizes, usually between $1m and $50m of sales, take control of their cash flow. We welcome you to visit our products page to learn more.
Nope! For businesses with under $5m in annual sales, we will soft pull your credit which won't impact your score.
Forget about it! You will only pay when you use the product - that means no set up cost, no non-use fees, no weird charges.
Probably not! But we promise you an exceptional experience and the best tools to help you scale your business.